:root{--navy: #0b192e;--navy-deep: #050d1a;--navy-surface: #10233f;--navy-card: #132a4d;--navy-border: rgba(255, 255, 255, .12);--gold: #d4a347;--gold-light: #fdf8ed;--gold-glow: rgba(212, 163, 71, .28);--gold-dark: #b88628;--gold-gradient: linear-gradient(135deg, #d4a347 0%, #f3cb7c 50%, #c49233 100%);--blue: #2563eb;--blue-hover: #1d4ed8;--blue-light: #eff6ff;--blue-glow: rgba(37, 99, 235, .2);--green: #10b981;--green-light: #ecfdf5;--green-dark: #059669;--cream: #faf8f5;--surface: #ffffff;--surface-alt: #f8fafc;--surface-glass: rgba(255, 255, 255, .85);--line: #e2e8f0;--line-strong: #cbd5e1;--ink: #0f172a;--ink-secondary: #334155;--muted: #64748b;--muted-light: #94a3b8;--radius-xs: 6px;--radius-sm: 10px;--radius-md: 16px;--radius-lg: 24px;--radius-xl: 32px;--shadow-sm: 0 2px 8px rgba(11, 25, 46, .04);--shadow-md: 0 10px 30px -8px rgba(11, 25, 46, .08), 0 4px 12px rgba(11, 25, 46, .03);--shadow-lg: 0 24px 50px -12px rgba(11, 25, 46, .14), 0 8px 24px rgba(11, 25, 46, .06);--shadow-gold: 0 8px 30px rgba(212, 163, 71, .35);--shadow-glow: 0 0 40px rgba(212, 163, 71, .2);--font-sans: "Plus Jakarta Sans", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--font-display: "Space Grotesk", var(--font-sans);--transition-fast: .18s ease;--transition: all .25s cubic-bezier(.16, 1, .3, 1);--transition-slow: all .4s cubic-bezier(.16, 1, .3, 1)}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-font-smoothing:antialiased}body{font-family:var(--font-sans);color:var(--ink);background-color:#fff;line-height:1.65;overflow-x:hidden;selection-background-color:var(--gold-light)}::selection{background:var(--gold);color:var(--navy-deep)}a{color:inherit;text-decoration:none}button{font-family:inherit;cursor:pointer;border:none;background:none;transition:var(--transition)}input,select,textarea{font-family:inherit;font-size:14px;outline:none}.container{width:min(1200px,92%);margin:0 auto}.section{padding:100px 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8px;border-radius:12px;text-transform:uppercase}.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:800;letter-spacing:2px;text-transform:uppercase;color:var(--gold-dark);background:var(--gold-light);border:1px solid rgba(212,163,71,.25);padding:5px 14px;border-radius:30px;margin-bottom:16px}.eyebrow-dark{background:#d4a34726;color:var(--gold);border-color:#d4a3474d}h1,h2,h3,h4{color:var(--navy);font-weight:800;line-height:1.15;letter-spacing:-.025em}.section-dark h1,.section-dark h2,.section-dark h3{color:#fff}h1{font-size:clamp(38px,5.2vw,68px);margin-bottom:22px}h2{font-size:clamp(28px,3.8vw,42px);margin-bottom:16px}h3{font-size:21px;margin-bottom:10px}p.lead{font-size:clamp(16px,2vw,19px);color:var(--muted);max-width:720px;line-height:1.6}.section-dark p.lead{color:#cbd5e1}.text-gradient{background:linear-gradient(135deg,var(--gold) 0%,#f6d690 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var(--line);box-shadow:var(--shadow-sm)}.btn-light:hover{background:var(--surface-alt);border-color:var(--line-strong);transform:translateY(-2px);box-shadow:var(--shadow-md)}.btn-outline-gold{background:transparent;color:var(--gold);border:1.5px solid var(--gold)}.btn-outline-gold:hover{background:var(--gold-glow);transform:translateY(-2px)}.btn-sm{padding:9px 18px;font-size:13px;border-radius:var(--radius-sm)}header.site-header{position:sticky;top:0;z-index:100;background:#fffffff0;backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid rgba(226,232,240,.85);box-shadow:0 2px 14px #0b192e0a}.nav-wrap{height:82px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo{display:flex;align-items:center;gap:12px;font-weight:800;font-size:20px;color:var(--navy);letter-spacing:-.5px}.logo-link{display:inline-flex;align-items:center;text-decoration:none}.header-logo-img{height:44px;max-width:260px;width:auto;object-fit:contain;display:block}.footer-logo-box{background:#fffffffa;padding:8px 16px;border-radius:var(--radius-sm);display:inline-block;margin-bottom:12px;box-shadow:0 4px 14px #00000026}.footer-logo-img{height:40px;max-width:240px;width:auto;object-fit:contain;display:block}.logo-symbol{width:44px;height:44px;border-radius:12px;background:linear-gradient(135deg,var(--navy) 0%,#1a3663 100%);color:#fff;display:grid;place-items:center;font-size:21px;font-weight:900;box-shadow:0 4px 14px #0b192e38;border:1px solid rgba(212,163,71,.35)}.logo-text{display:flex;flex-direction:column}.logo-text 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ease}.mobile-drawer-overlay.open{opacity:1;pointer-events:auto}.mobile-drawer{position:fixed;top:0;right:-320px;width:min(320px,85vw);height:100vh;background:#fff;z-index:210;box-shadow:-10px 0 40px #0000002e;padding:24px;display:flex;flex-direction:column;gap:20px;transition:right .35s cubic-bezier(.16,1,.3,1)}.mobile-drawer.open{right:0}.drawer-header{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line);padding-bottom:16px}.drawer-nav{display:flex;flex-direction:column;gap:8px}.drawer-nav a{padding:12px 16px;font-size:15px;font-weight:600;color:var(--ink);border-radius:var(--radius-sm)}.drawer-nav a.active{background:var(--cream);color:var(--navy);font-weight:700}.hero{background:radial-gradient(circle at 85% 15%,rgba(212,163,71,.09) 0%,transparent 55%),linear-gradient(135deg,#faf7f2,#fff 75%);padding:95px 0 85px;border-bottom:1px solid var(--line);position:relative}.hero-grid{display:grid;grid-template-columns:1.15fr 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var(--line);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;justify-content:space-between;transition:var(--transition)}.article-card:hover{box-shadow:var(--shadow-md);transform:translateY(-4px)}.article-card-body{padding:28px}.article-meta{display:flex;align-items:center;justify-content:space-between;font-size:12px;color:var(--muted);font-weight:600;margin-bottom:12px}.article-badge{font-size:11px;font-weight:800;text-transform:uppercase;color:var(--blue);background:var(--blue-light);padding:4px 12px;border-radius:12px;border:1px solid rgba(37,99,235,.15)}.dict-search-wrap{max-width:520px;margin:30px auto;position:relative}.dict-search-input{width:100%;padding:15px 22px 15px 48px;border:1.5px solid var(--line);border-radius:30px;font-size:15px;box-shadow:var(--shadow-sm);transition:var(--transition)}.dict-search-input:focus{border-color:var(--navy);box-shadow:0 0 0 4px #0b192e14}.dict-search-icon{position:absolute;left:18px;top:50%;transform:translateY(-50%);color:var(--muted)}.dict-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:30px}.dict-item{background:#fff;border:1px solid var(--line);border-radius:var(--radius-md);padding:26px;transition:var(--transition)}.dict-item:hover{border-color:var(--line-strong);box-shadow:var(--shadow-sm)}.dict-item h4{color:var(--navy);font-size:17px;margin-bottom:8px}.dict-item p{font-size:13.5px;color:var(--muted);line-height:1.55}.modal-backdrop{position:fixed;top:0;right:0;bottom:0;left:0;background:#050d1ab8;backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);z-index:500;display:grid;place-items:center;padding:20px;overflow-y:auto}.modal-dialog{background:#fff;border-radius:var(--radius-xl);width:min(700px,95vw);max-height:90vh;overflow-y:auto;box-shadow:0 25px 60px #0000004d;position:relative;padding:40px;border:1px solid var(--line)}.modal-close-btn{position:absolute;top:24px;right:24px;width:36px;height:36px;border-radius:50%;background:var(--surface-alt);color:var(--muted);display:grid;place-items:center}.modal-close-btn:hover{background:var(--line);color:var(--ink)}.floating-widget-btn{position:fixed;bottom:28px;right:28px;z-index:99;background:var(--gold-gradient);color:var(--navy-deep);font-weight:800;font-size:13.5px;padding:12px 20px;border-radius:30px;box-shadow:var(--shadow-gold);display:flex;align-items:center;gap:8px;border:1.5px solid rgba(255,255,255,.4);transition:var(--transition)}.floating-widget-btn:hover{transform:translateY(-3px) scale(1.03);box-shadow:0 12px 36px #d4a34780}.toast-container{position:fixed;bottom:90px;right:28px;z-index:600;display:flex;flex-direction:column;gap:12px}.toast{background:var(--navy);color:#fff;padding:16px 22px;border-radius:var(--radius-md);box-shadow:var(--shadow-lg);display:flex;align-items:center;gap:12px;font-size:14px;font-weight:600;border-left:4px solid var(--gold);animation:slideInRight .3s ease}@keyframes slideInRight{0%{transform:translate(100%);opacity:0}to{transform:translate(0);opacity:1}}footer.site-footer{background:var(--navy-deep);color:#cbd5e1;padding:85px 0 35px;border-top:1px solid rgba(255,255,255,.1)}.footer-grid{display:grid;grid-template-columns:1.3fr .9fr .9fr .9fr 1.1fr;gap:36px;margin-bottom:60px}.footer-col h4{color:#fff;font-size:15px;font-weight:800;margin-bottom:18px;letter-spacing:.5px}.footer-col ul{list-style:none;display:flex;flex-direction:column;gap:10px}.footer-col a{font-size:14px;color:#94a3b8;transition:var(--transition)}.footer-col a:hover{color:#fff;padding-left:4px}.footer-disclaimer-box{background:#ffffff0a;border:1px solid rgba(255,255,255,.08);border-radius:var(--radius-md);padding:20px;margin-bottom:40px;font-size:12.5px;color:#94a3b8;line-height:1.6}.footer-bottom{display:flex;justify-content:space-between;align-items:center;border-top:1px solid rgba(255,255,255,.08);padding-top:24px;padding-bottom:16px;padding-right:210px;font-size:13px;color:#94a3b8;gap:20px;flex-wrap:wrap}.footer-tagline-text{color:#cbd5e1;font-weight:600}.statutory-notice{background:#f8fafc;border-left:4px solid var(--gold);border-radius:var(--radius-sm);padding:16px 20px;font-size:13px;color:var(--muted);line-height:1.5;margin-top:24px}@media(max-width:1024px){.hero-grid{grid-template-columns:1fr;gap:48px}.grid-3{grid-template-columns:repeat(2,1fr)}.process-grid{grid-template-columns:repeat(3,1fr)}.calc-body{grid-template-columns:1fr}.calc-results-pane{border-left:none;border-top:1px solid var(--line)}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:768px){nav.desktop-nav{display:none}.mobile-menu-btn{display:flex}.section{padding:68px 0}.grid-3,.grid-2,.grid-4,.dict-grid,.process-grid,.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column;gap:12px;text-align:center;padding-right:0;padding-bottom:75px}.floating-widget-btn{bottom:18px;right:18px;padding:10px 16px;font-size:12.5px}}